Risk and return are intertwined. It’s hard to achieve a meaningful return without taking some risk. However, with rates from savings accounts remaining near record lows in some countries, many investors can’t simply rely on cash to meet their investment goals.
Many societies face similar challenges, as aging populations in developed countries place increasing pressure on retirement systems. Generally, investors need portfolios that can beat inflation and grow at a sufficient rate. The investments needed to achieve these returns are more volatile than cash and can be subject to higher potential falls in value. Effective risk management is key to helping achieve financial goals over time.
We take risk seriously and work continually to improve our understanding of all its aspects. We combine a deep experience of risk management with cutting edge techniques to help deliver investment solutions designed to better withstand the impact of market falls.
Intelligent risk management is integral to what we do. It’s embedded in all of our products. For large financial institutions we are also able to draw on our knowledge and experience across the globe to build bespoke risk management solutions and strategies.
Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested. Exchange rate changes may cause the value of any overseas investments to rise or fall.
Schroders has expressed its own views and opinions and these may change. This material is intended to be for information purposes only and is not intended as promotional material in any respect. The material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The material is not intended to provide and should not be relied on for accounting, legal or tax advice, or investment recommendations. Reliance should not be placed on the views and information in this webpage when taking individual investment and/or strategic decisions. All investments involve risks including the risk of possible loss of principal. Information herein is believed to be reliable but Schroders does not warrant its completeness or accuracy. Reliance should not be placed on the views and information in this webpage when taking individual investment and/or strategic decisions. Some information quoted was obtained from external sources we consider to be reliable. No responsibility can be accepted for errors of fact obtained from third parties, and this data may change with market conditions. This does not exclude any duty or liability that Schroders has to its customers under any regulatory system. Regions/sectors shown for illustrative purposes only and should not be viewed as a recommendation to buy/sell. The opinions in this webpage include some forecasted views. We believe we are basing our expectations and beliefs on reasonable assumptions within the bounds of what we currently know. However, there is no guarantee than any forecasts or opinions will be realised. These views and opinions may change.